defensive driving online course ny

Take the stress out of learning and make your defensive driving course a breeze. We offer a wide range of classes from our convenient locations around the city. Our friendly and professional instructors will keep you on track with learning the material. We are here to help, so reach out to us today if you have any questions. Our staff is committed to providing you with the best experience possible. You can always expect friendly and professional customer service at our New York City location and every other one we have across the country.

Learn more about the best defensive driving course ny. The next time you have the opportunity to enroll in a defensive driving class, put yourself into making informed decisions. Check out our website for advice on choosing the best class for your needs.

New York State DMV Approved Defensive Driving Course. 100% Online Course. Defensive Drivers Group is the highest rated online traffic school in NYS, and proud to be partnered with Geico’s Motor Club, AAA, NTA, AARP and many other organizations. Online Defensive Driving is designed to help reduce points on your license and insurance premiums. In this course, you will learn the basics of driving defense, as well as New York traffic laws and regulations.

Defensive driving courses in New York can be taken online or in a classroom and can help New Yorkers refresh their memory on driving laws and reduce up to four points on their driver’s license. Registering for a class in New York is both easy and convenient, and there is no final test requirement.

New York Defensive Driving Course / PIRP - Point & Insurance Reduction

New York Online Defensive Driving, also called I-PIRP (Internet Point and Insurance Reduction Program), can be used to either reduce your New York auto insurance by 10% and/or remove up to 4 points from your New York driving record.

It’s the same thing as traffic schools that other states have, only better. The course can be taken every 18 months for point reduction and every 36 months for insurance reduction.

Insurance companies are required by New York state law to apply the discount after course completion and the discount is good for 3 years, at which point you can take the course again. Best of all, there are no quizzes and no final exams! You can’t fail the course!

You can take your I-PIRP course in a classroom or online, which is also called Alternative Delivery Method Courses (ADM).

Best Cheap online defensive driving courses new york

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30.

ProviderCost
New York Safety Program$23.95
NYDDC LLC$24.99
American Safety Council$24.95
Driver Training Associates$24.95
AARP$27.95
Comedy Traffic School$27.95
National Safety Council$29.95
USA Training Company$29.95
Low Cost Accident Prevention$34.95
National Traffic Safety Institute$39.95
Empire Safety Council$44.95
I Drive Safely$48.95

Some organizations provide courses exclusively for their employees and members. Before registering for a class, talk to your employer to see whether they provide — or offer discounts on — these courses. For example, the Nassau County Police Department and the NYS Department of Transportation provide free defensive driving classes just for their employees.

Most of the online and in-person classes do not have a final exam and are graded based on completion or attendance. You can sign up for a defensive driving course on the company’s website.

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Benefits of taking a defensive driving course in New York

In order to receive the point reduction and lower your NY auto insurance costs, drivers must complete a Defensive Driving Course or an Accident Prevention Course that is approved by the state of New York’s Point & Insurance Reduction Program (PIRP) or Internet Point & Insurance Reduction Program (IPIRP). The course provides an opportunity to learn techniques to be a safe driver and can result in the following:

  • Up to four points deducted on current driving license: If a driver accumulates 11 points in 18 months, their license may be suspended. Taking a defensive driving course before getting 11 points is one way to keep more breathing room on your record. Upon completion, drivers can get rid of up to four points from violations over the last 18 months. Most organizations will send a copy of the certificate to the DMV after graduation to facilitate the deduction.
  • Auto insurance discount in New York: Drivers will receive a 10% reduction on the liability, no-fault and collision portions of insurance every year for three years after the completion of the course. The same PIRP course has to be retaken every three years to renew the insurance reduction. Once the driver has a certificate of completion, he or she must send a copy of the certificate within the first 90 days of registration to the insurer or agent to get the 10% discount on their car insurance.

How to find the best defensive driving course in NY

When searching for the best defensive driving course in New York State, you should first determine if you are better suited for an online or in-person class. While taking an online course may be more convenient since you can complete it at your own pace, some people prefer taking the in-person course, which can be completed in one day.

If price is an important factor for choosing a course, the three cheapest defensive driving courses are offered by New York Safety Program, Driver Training Associates and American Safety Council.

How long is the defensive driving course in NY?

Whether you take the defensive driving course online or in person, classes are required to be at least a total of 320 minutes long. Online classes can be taken whenever is most convenient for the driver. In a classroom setting, the 320 minutes can be taken in one daytime session or split into two evening sessions.

The 3 Best New York Online Defensive Driving Schools

If you search for a New York online defensive driving course in Google, you’ll get a whole lot of results. In reality, there are only 12 online driving schools approved in the state as of 2021. I’ll give you the entire list of certified schools below, but I thought I’d also give my personal recommendations, too.

There are some real crummy schools out there, so I highly recommend you stick with the 2 recommendations below, but any of the schools listed under my full list of New York-approved defensive driving courses will work. My favorite online defensive driving course for New York is either Improv Traffic School or iDriveSafely, so I’ll start with them.


#1: iDriveSafely

iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022. This company has been around for over 20 years with more than 5,000,000 people who have completed the course already. They offer 24/7 customer support and they’ve maintained an A+ rating with the Better Business Bureau. Since they are so big and have been around for so long, they’ve got money to pay programmers to keep the course updated and modern.

iDriveSafely works well on mobile devices so you can take this course from anywhere you’d like. You can also log in and out of the course anytime. They keep track of your place, so it’s a very convenient option. The course is simple to get through and is the fastest online I-PIRP course allowed by New York State law.


Improv Traffic School

Online defensive driving courses are boring, right? It doesn’t really matter if you’re doing it in a classroom or on the computer, it’s just a boring way to spend several hours of your life. The reason I rank this school at the top is that they took a comedic approach to the course. Instead of dry information and facts, they actually work in jokes, funny pictures, funny videos, and try to make this as pleasant as possible (although it still is defensive driving so there’s only so much they can do).

Not only is it a fun course, but they’ve been in business for over a decade, have an A+ rating with the Better Business Bureau, have fantastic customer service, etc. There’s really nothing to worry about with these guys and I highly recommend them.

Improv Traffic School is not only entertaining, it is the fastest course allowed by the state of New York. As with any legit online defensive driving school in New York, they made it extremely easy to get through. Just go through the info, pass some super easy quizzes, and you’re done. Just like that, you can clean up your driving record and get a mandatory discount on your car insurance for 3 years. Not a bad deal for a little bit of your time.

If you want to check out a super detailed review of Improv Traffic School, go to this page: Improv Traffic School Review


New York Safety Council

First of all, this is the New York Safety Council, so of course they are reputable. As with the other New York online defensive driving courses, I have provided above, these guys provide 24/7/ customer support. In addition, they have an A rating from the BBB (not A+ but still good). With their long track record and positive online reviews, this seems like a solid choice. If you want to take your defensive driving course from a mobile or tablet device, it should be no problem by taking this course.

One really nice thing about this course is the lack of a final exam. If you’re simply not a good test taker, this could be a lifesaver for you. The quizzes and tests are also very easy. You’d really have to try and struggle to pass them. The biggest hassle you’ll have with this school is just putting the time into it, which you have to do with any school anyway.

While this wouldn’t be my top choice as it is getting a tad bit outdated, it is still one of the higher quality online defensive driving courses in New York. Out of the 12 online driving schools approved by the state of New York, I would recommend this one over pretty much any of the others.

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List Of All Certified New York Online Defensive Driving Courses

In order to have points removed from your New York driving record or qualify for your mandatory insurance discount, you must sign up for an approved I-PIRP course. If you sign up for any online driving school without verifying it is an approved course in New York, you will end up wasting a lot of time and money.

While the top three courses are the ones we recommend, you can find a full list of all state-certified New York online defensive driving courses approved for the I-PIRP point reduction and insurance discount program. This list is also available on the New York DMV website.


  • iDriveSafely (Recommended)
  • Improv Traffic School (Recommended)
  • New York Safety Council (Recommended)
  • Ticket School
  • New York Safety Program
  • AARP
  • Big Apple Traffic School
  • AAA Driver Improvement Program
  • Empire Safety Council
  • Drive Safe
  • NTSI
  • USA Training Company

What is I-PIRP?

I-PIRP stands for Point and Insurance Reduction Program. You can take an I-PIRP course in a classroom or online. Both classroom courses and online courses must be approved by the State of New York Department Of Motor Vehicles Online defensive driving courses are the most widely used method for course completion, but other methods such as CD, DVD, Video, and cable TV options are available.

Who offers the I-PIRP courses?

The list above shows all of the approved online defensive driving schools which can be used to complete your I-PIRP requirements. Make sure you take a course that is approved by the state of New York. You can double check any school here: Official List Of Approved Online New York Defensive Driving Courses.

Do I receive point and insurance reduction if I take an I-PIRP course?

Yes, you can reduce your total accumulated driving points by up to 4 points. In addition, you can save 10% on your auto liability and collision insurance premiums.

How long does it take to complete an I-PIRP course?

You are required to take a minimum of 5 and 1/2 hours of instruction. Each course is timed and you will not be issued a certificate of completion until the required time has been met.

How are the classroom courses different?

If you don’t want to take an approved New York online defensive driving course, you can take the course in a classroom close to where you live. You’ll be required to complete 320 minutes of instruction which can be done during one full day session or two different evening sessions.

Can I log off and continue an I-PIRP course at a later time or use different computers for separate course sessions?

Yes, you may log in and out as many times as you’d like and your place will be saved. The only requirement is that you complete the course within 30 days of your registration date.

Are there tests or a final exam for an I-PIRP course?

Some schools do include quizzes and/or a final exam, which is one of the reasons you should pick one of my recommended schools. Neither one of those have quizzes or final exams. There are some schools where you actually have to take the final exam in person.

What if I fail the quizzes, tests or final exam?

For the courses which have a final exam, you are normally required to maintain a 70% or higher and the exam is timed. If you fail it one time, you are normally allowed a second chance. If you don’t pass the second time, you will not receive credit for the course and you will not receive point reduction or an insurance rate reduction. Once again, I must stress that you should pick from one of my recommended schools!

What is the cost of an I-PIRP course?

Unlike in many other states, each New York online defensive driving is allowed to set their own pricing. New York is one of the few states that doesn’t highly regulate pricing, so you may find large price differences between various schools.

How do I pay for an I-PIRP course?

In most cases, a credit card is required to complete the course.

How and when do I receive my course completion certificate?

Once you complete the course, the school will mail you a certificate of completion. You can’t receive a certificate of completion by email – it has to be done through regular mail. The school is required to mail the certificate within 14 business days after you completed the course. You can usually get an express mail option, but it almost always costs extra.

Does the DMV send my completion certificate directly to my automobile insurance company?

No, once you complete a New York online defensive driving, they will mail you a certificate. In order to qualify for the mandated 10% discount, you need to present the certificate and notify your insurance company that you completed an I-PIRP course.

What is done to ensure that the person who registers for the course is the person who takes the course?

Any certified New York online defensive driving is required to validate the person who registered for the course is the same person taking the course. There is no standard way that this is done and each defensive driving will have their own method of achieving this. Also, please be aware that if you’re caught trying to defraud the “system” in place, you are actually subject to prosecution including fines and while unlikely, imprisonment.

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